The flat fee quote is another way we can save you money.

We look at your credit score, income, job history, and other factors and tell you how much we will charge. It is based on how easy or complex your loan is and how cooperative you are in terms of getting us the documentation we need. 

We let you pick the interest rate. We will increase the points you pay if you want a rock-bottom interest rate. Such a strategy would make sense if you know you are going to keep your property for five years or more and want to save big time over the long haul.

Or we can reduce the points you pay, even down to zero, which means you will have a higher interest rate. Such a strategy makes sense if you need to refinance and take money out of your home but know you are going to be selling and moving in a short time. These loans typically have no pre-payment penalties. Before doing this you should apply for a zero closing cost HELOC or second mortgage with your local bank.

You can even participate in the decision as to when to lock in your interest rate. .

With Deal Mortgage the entire process is transparent.

Call me at 425-774-6611 or 888-999-2022 for further information. The fax number is 425-776-8081. Or e-mail me. The fax number is 425-776-8081. Click here to sign up for our informational e-mail messages.

For details about how to apply go here.